Investor Charter

Who We Are

Our Mission

My mission is to share high-integrity stock research rooted in fundamental business economics and long-term value, while encouraging investors to think like owners rather than short-term participants. By incorporating an understanding of market behavior and structure, I aim to support disciplined decision-making across market cycles. Through clarity, consistency, and a focus on time, risk, and compounding, I seek to enable individuals to make informed investment decisions and progress steadily toward their long-term financial objectives.

By reducing noise and unnecessary action, my goal is to be a steady, thoughtful presence in an investor's journey, helping markets serve them, not instruct them. We are committed to building long-term relationships based on trust, transparency, and a deep understanding of our clients' unique financial goals and circumstances.

What Drives Us

Our Vision

"The stock market is there to serve you, not to instruct you."

— Warren Buffett

Our vision is to help investors view the stock market as a tool that supports long-term objectives, rather than a source of constant direction. In an environment where investing is often presented as complex and overwhelming, we believe sustainable wealth is built by focusing on understandable businesses, sound economic fundamentals, and disciplined decision-making over time.

Recognizing that markets are shaped by human behavior, we emphasize the importance of understanding price movements and market cycles to remain grounded during periods of volatility. By combining business clarity, behavioral awareness, and a respect for time, we seek to make investing more deliberate, composed, and aligned with outcomes that develop over years, not moments.

SEBI Investor Charter

Details of Business Transacted by the Research Analyst with Respect to the Investors

• To publish research report based on the research activities of the RA
• To provide an independent unbiased view on securities
• To offer unbiased recommendation, disclosing the financial interests in recommended securities
• To provide research recommendation, based on analysis of publicly available information and known observations
• To conduct audit annually
• To ensure that all advertisements are in adherence to the provisions of the Advertisement Code for Research Analysts
• To maintain records of interactions, with all clients including prospective clients (prior to onboarding), where any conversation related to the research services has taken place

SEBI Investor Charter

Details of Services Provided to Investors (No Indicative Timelines)

Onboarding of Clients

• Sharing of terms and conditions of research services
• Completing KYC of fee-paying clients

Disclosure to Clients

• To disclose, information that is material for the client to make an informed decision, including details of its business activity, disciplinary history, the terms and conditions of research services, details of associates, risks and conflicts of interest, if any
• To disclose the extent of use of Artificial Intelligence tools in providing research services
• To disclose, while distributing a third party research report, any material conflict of interest of such third party research provider or provide web address that directs a recipient to the relevant disclosures
• To disclose any conflict of interest of the activities of providing research services with other activities of the research analyst
• To distribute research reports and recommendations to the clients without discrimination
• To maintain confidentiality w.r.t publication of the research report until made available in the public domain
• To respect data privacy rights of clients and take measures to protect unauthorized use of their confidential information
• To disclose the timelines for the services provided by the research analyst to clients and ensure adherence to the said timelines
• To provide clear guidance and adequate caution notice to clients when providing recommendations for dealing in complex and high-risk financial products/services
• To treat all clients with honesty and integrity
• To ensure confidentiality of information shared by clients unless such information is required to be provided in furtherance of discharging legal obligations or a client has provided specific consent to share such information

SEBI Investor Charter

Rights of Investors

• Right to Privacy and Confidentiality
• Right to Transparent Practices
• Right to Fair and Equitable Treatment
• Right to Adequate Information
• Right to Initial and Continuing Disclosure — including the right to receive information about all statutory and regulatory disclosures
• Right to Fair & True Advertisement
• Right to Awareness about Service Parameters and Turnaround Times
• Right to be Informed of the Timelines for Each Service
• Right to be Heard and Satisfactory Grievance Redressal
• Right to Timely Redressal
• Right to Exit from a Financial Product or Service, in accordance with terms and conditions agreed with the Research Analyst
• Right to Receive Clear Guidance and Caution Notice when dealing in Complex and High-Risk Financial Products and Services
• Additional Rights to Vulnerable Consumers — right to access services in a suitable manner even if differently abled
• Right to Provide Feedback on financial products and services used
• Right against Coercive, Unfair, and One-Sided Clauses in financial agreements

SEBI Investor Charter

Expectations from Investors (Responsibilities of Investors)

Do’s

• Always deal with a SEBI-registered Research Analyst
• Ensure the Research Analyst has a valid registration certificate
• Check the SEBI registration number at sebi.gov.in
• Always pay attention to disclosures made in research reports before investing
• Pay your Research Analyst only through banking channels and maintain duly signed receipts mentioning payment details
• Before buying/selling securities or applying in a public offer, check the research recommendation provided by your Research Analyst
• Ask all relevant questions and clear doubts with your Research Analyst before acting on a recommendation
• Seek clarifications and guidance on research recommendations, especially for complex and high-risk financial products and services
• Be aware that you have the right to stop availing the services of a Research Analyst, as per agreed terms of service
• Be aware that you have the right to provide feedback to your Research Analyst on services received
• Be aware that you will not be bound by any clause prescribed by the Research Analyst that contravenes regulatory provisions
• Inform SEBI if a Research Analyst offers assured or guaranteed returns

Don’ts

• Do not provide funds for investment to the Research Analyst
• Don’t fall prey to luring advertisements or market rumors
• Do not get attracted to limited-period discounts or other incentives/gifts offered by a Research Analyst
• Do not share login credentials or passwords of your trading, demat, or bank accounts with the Research Analyst