/* ============================================================
   WealthMinds — styles.css
   ============================================================ */

/* === 1. RESET & BOX MODEL === */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
img { display: block; max-width: 100%; }
a { text-decoration: none; color: inherit; }
ul, ol { list-style: none; }
button { cursor: pointer; font: inherit; border: none; background: none; }
input, textarea, select { font: inherit; }

/* === 2. CSS CUSTOM PROPERTIES === */
:root {
  --primary:         #1A237E;
  --primary-light:   rgba(26, 35, 126, 0.1);
  --primary-hover:   #151b66;
  --gold:            #BDB76B;
  --gold-hover:      #a8a25e;
  --bg:              #FFFFFF;
  --surface:         #F5F5F5;
  --surface-dark:    #212121;
  --text:            #212121;
  --text-muted:      rgba(33, 33, 33, 0.70);
  --text-light:      rgba(33, 33, 33, 0.80);
  --border:          #E0E0E0;
  --white:           #FFFFFF;
  --white-80:        rgba(255, 255, 255, 0.80);
  --white-60:        rgba(255, 255, 255, 0.60);
  --shadow-sm:       0 2px 8px rgba(0, 0, 0, 0.08);
  --shadow-md:       0 4px 20px rgba(0, 0, 0, 0.12);
  --shadow-lg:       0 8px 40px rgba(0, 0, 0, 0.16);
  --radius:          8px;
  --radius-lg:       16px;
  --font-scale:      1;
  --transition:      0.25s ease;
}

/* === 3. HIGH CONTRAST MODE === */
[data-contrast="high"] {
  --primary:       #000000;
  --primary-light: rgba(255, 255, 255, 0.15);
  --primary-hover: #333333;
  --gold:          #FFFF00;
  --gold-hover:    #e6e600;
  --bg:            #000000;
  --surface:       #1A1A1A;
  --surface-dark:  #0A0A0A;
  --text:          #FFFFFF;
  --text-muted:    rgba(255, 255, 255, 0.80);
  --text-light:    rgba(255, 255, 255, 0.90);
  --border:        #FFFFFF;
  --shadow-sm:     0 2px 8px rgba(255, 255, 255, 0.10);
  --shadow-md:     0 4px 20px rgba(255, 255, 255, 0.15);
  --shadow-lg:     0 8px 40px rgba(255, 255, 255, 0.20);
}

/* Hero: darken and desaturate the background image */
[data-contrast="high"] .hero-bg {
  filter: grayscale(100%) brightness(0.2);
}

[data-contrast="high"] .hero,
[data-contrast="high"] .section-primary,
[data-contrast="high"] .cta-section {
  background: #000000 !important;
  border: 1px solid #FFFFFF;
}

[data-contrast="high"] .card,
[data-contrast="high"] .policy-card,
[data-contrast="high"] .service-card {
  border: 2px solid #FFFFFF;
}

/* ── Text/icon elements that use --primary for color: switch to white ── */
[data-contrast="high"] .logo-link,
[data-contrast="high"] .nav-link:hover,
[data-contrast="high"] .nav-link.active,
[data-contrast="high"] .stat-number,
[data-contrast="high"] .stat-block .number,
[data-contrast="high"] .section-title,
[data-contrast="high"] .difference-left h2,
[data-contrast="high"] .difference-right h3,
[data-contrast="high"] .credential-card h4,
[data-contrast="high"] .credential-card .icon svg,
[data-contrast="high"] .btn-text,
[data-contrast="high"] .btn-outline-primary,
[data-contrast="high"] .charter-card h2,
[data-contrast="high"] .commitment-item svg,
[data-contrast="high"] .commitment-icon,
[data-contrast="high"] .grievance-card a,
[data-contrast="high"] .grievance-item a,
[data-contrast="high"] .grievance-item svg,
[data-contrast="high"] .grievance-note a,
[data-contrast="high"] .back-link,
[data-contrast="high"] .policy-card-link,
[data-contrast="high"] .policy-card-icon,
[data-contrast="high"] .service-page-card-link,
[data-contrast="high"] .breadcrumb a,
[data-contrast="high"] .social-icon,
[data-contrast="high"] .contact-info-icon,
[data-contrast="high"] .contact-item-icon,
[data-contrast="high"] .contact-item-text a:hover,
[data-contrast="high"] .form-required { color: #FFFFFF; }

/* Nav active underline bar */
[data-contrast="high"] .nav-link.active::after { background: #FFFF00; }

/* Icon container backgrounds */
[data-contrast="high"] .social-icon,
[data-contrast="high"] .contact-info-icon,
[data-contrast="high"] .contact-item-icon,
[data-contrast="high"] .credential-card .icon,
[data-contrast="high"] .policy-card-icon { background: rgba(255, 255, 255, 0.15); }

/* Borders that use --primary (invisible black on black) */
[data-contrast="high"] .credential-card  { border-top-color: #FFFFFF; }
[data-contrast="high"] .charter-card     { border-left-color: #FFFFFF; }
[data-contrast="high"] .commitment-item  { border-left-color: #FFFFFF; }
[data-contrast="high"] .charter-commitment-list li { border-left-color: #FFFFFF; }
[data-contrast="high"] .offer-item       { border-left-color: #FFFFFF; }
[data-contrast="high"] .grievance-contact { border-left-color: #FFFFFF; }
[data-contrast="high"] .grievance-card   { border-left-color: #FFFFFF; }
[data-contrast="high"] .btn-outline-primary { border-color: #FFFFFF; }

/* Table row hover: avoid invisible --primary-light on dark */
[data-contrast="high"] .data-table tbody tr:hover,
[data-contrast="high"] .complaint-table tbody tr:hover { background: rgba(255, 255, 255, 0.12); }

/* Footer social icon hover contrast */
[data-contrast="high"] .footer-social-icon:hover { color: #FFFF00; }

/* === 4. TYPOGRAPHY === */
body {
  font-family: 'Roboto', sans-serif;
  font-size: calc(16px * var(--font-scale));
  line-height: 1.6;
  color: var(--text);
  background: var(--bg);
}

h1, h2, h3, h4, h5, h6 {
  font-family: 'Roboto', sans-serif;
  font-weight: 700;
  line-height: 1.2;
  color: var(--text);
  font-size: calc(1em * var(--font-scale));
}

/* Prevent double-scaling: headings use em, body sets the base */
h1 { font-size: calc(2.75rem * var(--font-scale)); }
h2 { font-size: calc(2.25rem * var(--font-scale)); }
h3 { font-size: calc(1.5rem * var(--font-scale)); }
h4 { font-size: calc(1.125rem * var(--font-scale)); }
p  { font-size: calc(1rem * var(--font-scale)); line-height: 1.7; }

/* --- Site logo image --- */
.site-logo {
  height: 44px;
  width: auto;
  display: block;
  object-fit: contain;
}

/* --- Logo name image beside the emblem --- */
.site-logo-name {
  height: 52px;
  width: auto;
  display: block;
  object-fit: contain;
}

/* === 5. UTILITY CLASSES === */
.container {
  width: 100%;
  max-width: 1200px;
  margin-inline: auto;
  padding-inline: 1.5rem;
}

.section-padding { padding: 5rem 0; }
.section-padding-sm { padding: 3rem 0; }

.text-primary  { color: var(--primary); }
.text-gold     { color: var(--gold); }
.text-white    { color: var(--white); }
.text-muted    { color: var(--text-muted); }
.text-center   { text-align: center; }
.text-left     { text-align: left; }

.bg-primary  { background: var(--primary); }
.bg-surface  { background: var(--surface); }
.bg-dark     { background: var(--surface-dark); }
.bg-white    { background: var(--bg); }

.font-bold   { font-weight: 700; }
.font-medium { font-weight: 500; }

.sr-only {
  position: absolute; width: 1px; height: 1px;
  padding: 0; margin: -1px; overflow: hidden;
  clip: rect(0,0,0,0); white-space: nowrap; border: 0;
}

/* === 6. BUTTONS === */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.75rem 1.75rem;
  border-radius: var(--radius);
  font-size: calc(1rem * var(--font-scale));
  font-weight: 600;
  letter-spacing: 0.01em;
  transition: background var(--transition), color var(--transition),
              border-color var(--transition), transform var(--transition),
              box-shadow var(--transition);
  cursor: pointer;
  white-space: nowrap;
}

.btn:hover   { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.btn:active  { transform: translateY(0); }
.btn:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 3px;
}

.btn-primary {
  background: var(--primary);
  color: var(--white);
  border: 2px solid var(--primary);
}
.btn-primary:hover {
  background: var(--primary-hover);
  border-color: var(--primary-hover);
}

.btn-gold {
  background: var(--gold);
  color: var(--primary);
  border: 2px solid var(--gold);
}
.btn-gold:hover {
  background: var(--gold-hover);
  border-color: var(--gold-hover);
}

.btn-outline-white {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255, 255, 255, 0.7);
}
.btn-outline-white:hover {
  background: rgba(255, 255, 255, 0.12);
  border-color: var(--white);
}

.btn-outline-primary {
  background: transparent;
  color: var(--primary);
  border: 2px solid var(--primary);
}
.btn-outline-primary:hover {
  background: var(--primary-light);
}

.btn-text {
  background: transparent;
  color: var(--primary);
  padding: 0;
  font-weight: 600;
  gap: 0.35rem;
}
.btn-text:hover { gap: 0.6rem; transform: none; box-shadow: none; color: var(--primary-hover); }

.btn-white {
  background: var(--white);
  color: var(--primary);
  border: 2px solid var(--white);
}
.btn-white:hover { background: var(--surface); }

/* === 7. HEADER & NAVIGATION === */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--surface);
  border-bottom: 1px solid var(--border);
  transition: box-shadow var(--transition);
}

.site-header.scrolled { box-shadow: var(--shadow-md); }

.header-inner {
  display: flex;
  align-items: center;
  gap: 2rem;
  height: 70px;
}

.logo-link {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  color: var(--primary);
}

.logo-icon {
  width: 36px;
  height: 36px;
  background: var(--primary);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.logo-icon span {
  color: var(--gold);
  font-weight: 800;
  font-size: 1.1rem;
  font-family: 'Roboto', sans-serif;
}

.main-nav { display: flex; align-items: center; gap: 0.75rem; }

.nav-link {
  font-size: calc(0.9rem * var(--font-scale));
  font-weight: 500;
  color: var(--text);
  padding: 0.4rem 0.75rem;
  border-radius: var(--radius);
  transition: color var(--transition), background var(--transition);
  position: relative;
  white-space: nowrap;
}

.nav-link:hover,
.nav-link.active {
  color: var(--primary);
}

.nav-link.active::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0.75rem;
  right: 0.75rem;
  height: 2px;
  background: var(--primary);
  border-radius: 2px;
}

.nav-link:focus-visible {
  outline: 2px solid var(--primary);
  outline-offset: 2px;
}

/* Hamburger */
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 0.5rem;
  border-radius: var(--radius);
  transition: background var(--transition);
}
.hamburger:hover { background: var(--primary-light); }
.hamburger:focus-visible { outline: 2px solid var(--primary); outline-offset: 2px; }

.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--text);
  border-radius: 2px;
  transition: transform 0.3s ease, opacity 0.3s ease;
}

.hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile nav */
.mobile-nav {
  display: none;
  background: var(--surface);
  border-top: 1px solid var(--border);
  padding: 1rem 1.5rem;
  flex-direction: column;
  gap: 0.25rem;
}

.mobile-nav.open { display: flex; }
.mobile-nav .nav-link { padding: 0.6rem 0.75rem; display: block; }
.mobile-nav .nav-link.active::after { bottom: 0; left: 0.75rem; right: 0.75rem; }

/* === 8. HERO SECTIONS === */
.hero {
  position: relative;
  background: var(--primary);
  overflow: hidden;
  color: var(--white);
}

.hero-home {
  min-height: 100vh;
  display: flex;
  align-items: center;
}

.hero-page {
  padding: 6rem 0 4rem;
}

.hero-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(26,35,126,0.95) 0%, rgba(26,35,126,0.85) 100%);
}

.hero-page .hero-overlay {
  background: linear-gradient(135deg, rgba(26,35,126,0.82) 0%, rgba(26,35,126,0.68) 100%);
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 800px;
}

.hero-badge {
  display: inline-block;
  font-size: calc(0.75rem * var(--font-scale));
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  background: rgba(189, 183, 107, 0.15);
  border: 1px solid rgba(189, 183, 107, 0.4);
  padding: 0.4rem 1rem;
  border-radius: 50px;
  margin-bottom: 1.5rem;
}

.hero-home h1 {
  font-size: clamp(2.5rem, 7vw, 5.5rem);
  font-weight: 900;
  color: var(--white);
  line-height: 1.05;
  margin-bottom: 1.5rem;
  letter-spacing: -0.02em;
}

/* Word-by-word animation on home hero */
.hero-home h1 .word {
  display: inline-block;
  opacity: 0;
  transform: translateY(40px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.hero-home h1 .word.visible {
  opacity: 1;
  transform: translateY(0);
}

.hero-page h1 {
  font-size: clamp(2rem, 5vw, 3.5rem);
  color: var(--white);
  margin-bottom: 1rem;
  font-weight: 700;
}

.hero-sub {
  font-size: calc(1.1rem * var(--font-scale));
  color: var(--white-80);
  margin-bottom: 0.75rem;
  max-width: 600px;
}

.hero-desc {
  font-size: calc(1rem * var(--font-scale));
  color: rgba(255,255,255,0.7);
  margin-bottom: 2rem;
  max-width: 560px;
}

.hero-cta-group {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-top: 2rem;
}

/* === 9. STATS BAR === */
.stats-bar {
  background: var(--surface);
  padding: 2rem 0;
  border-bottom: 1px solid var(--border);
}

.stats-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 3rem;
  flex-wrap: wrap;
}

.stat-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.stat-number {
  font-size: calc(2rem * var(--font-scale));
  font-weight: 900;
  color: var(--primary);
  line-height: 1;
}

.stat-label {
  font-size: calc(0.9rem * var(--font-scale));
  color: var(--text-muted);
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* === 10. SECTION HEADINGS === */
.section-label {
  font-size: calc(0.8rem * var(--font-scale));
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.75rem;
  display: block;
}

.section-title {
  font-size: calc(2.25rem * var(--font-scale));
  font-weight: 700;
  color: var(--primary);
  line-height: 1.2;
  margin-bottom: 1rem;
}

.section-title-white {
  font-size: calc(2.25rem * var(--font-scale));
  font-weight: 700;
  color: var(--white);
  line-height: 1.2;
  margin-bottom: 1rem;
}

.section-sub {
  font-size: calc(1rem * var(--font-scale));
  color: var(--text-muted);
  max-width: 600px;
  line-height: 1.7;
}

.section-sub-white {
  font-size: calc(1rem * var(--font-scale));
  color: var(--white-80);
  max-width: 600px;
  line-height: 1.7;
}

/* Divider accent */
.title-underline {
  width: 60px;
  height: 4px;
  background: var(--gold);
  border-radius: 4px;
  margin: 1rem 0 2rem;
}

.title-underline-center { margin-inline: auto; }

/* === 11. WEALTHMINDS DIFFERENCE SECTION === */
.difference-section {
  background: var(--surface);
}

.difference-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: start;
}

.difference-left h2 {
  font-size: calc(2.5rem * var(--font-scale));
  color: var(--primary);
  line-height: 1.15;
  margin-bottom: 1.25rem;
}

.difference-left p {
  color: var(--text-muted);
  margin-bottom: 1.5rem;
}

.profile-photo-wrap {
  position: relative;
  margin-top: 2rem;
}

.profile-photo {
  width: 100%;
  max-width: 280px;
  aspect-ratio: 3/4;
  object-fit: cover;
  object-position: top center;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
}

.profile-photo-placeholder {
  width: 100%;
  max-width: 280px;
  aspect-ratio: 3/4;
  border-radius: var(--radius-lg);
  background: var(--primary-light);
  border: 2px dashed var(--primary);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  color: var(--primary);
}

.profile-badge {
  position: absolute;
  bottom: -1rem;
  right: -1rem;
  background: var(--primary);
  color: var(--white);
  padding: 0.75rem 1rem;
  border-radius: var(--radius);
  box-shadow: var(--shadow-md);
  text-align: center;
}

.profile-badge .name {
  font-size: calc(0.9rem * var(--font-scale));
  font-weight: 700;
  display: block;
}

.profile-badge .title-badge {
  font-size: calc(0.75rem * var(--font-scale));
  color: var(--gold);
  display: block;
  margin-top: 0.2rem;
}

.difference-right h3 {
  font-size: calc(1.5rem * var(--font-scale));
  color: var(--primary);
  margin-bottom: 1.25rem;
}

.difference-right p {
  color: var(--text-light);
  margin-bottom: 1rem;
}

/* Stats row */
.stats-row {
  display: flex;
  gap: 2rem;
  margin: 2rem 0;
  flex-wrap: wrap;
}

.stat-block {
  text-align: center;
  padding: 1.25rem 1.5rem;
  background: var(--bg);
  border-radius: var(--radius);
  border: 1px solid var(--border);
  flex: 1;
  min-width: 120px;
}

.stat-block .number {
  font-size: calc(2rem * var(--font-scale));
  font-weight: 900;
  color: var(--primary);
  display: block;
}

.stat-block .desc {
  font-size: calc(0.8rem * var(--font-scale));
  color: var(--text-muted);
  display: block;
  margin-top: 0.25rem;
}

/* Credential cards */
.credential-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin-top: 1.5rem;
}

.credential-card {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1.25rem 1rem;
  border-top: 3px solid var(--primary);
  transition: box-shadow var(--transition), transform var(--transition);
}

.credential-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}

.credential-card .icon {
  width: 40px;
  height: 40px;
  background: var(--primary-light);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 0.75rem;
}

.credential-card .icon svg { color: var(--primary); }
.credential-card h4 {
  font-size: calc(0.9rem * var(--font-scale));
  color: var(--primary);
  margin-bottom: 0.4rem;
}
.credential-card p {
  font-size: calc(0.8rem * var(--font-scale));
  color: var(--text-muted);
  line-height: 1.5;
}

/* === 12. SERVICES SECTION (homepage) === */
.section-primary {
  background: var(--primary);
  color: var(--white);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 2rem;
  margin-top: 3rem;
}

.service-card {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: transform var(--transition), box-shadow var(--transition), background var(--transition);
  cursor: pointer;
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 40px rgba(0,0,0,0.25);
  background: rgba(255, 255, 255, 0.13);
}

.service-card-img {
  width: 100%;
  height: 220px;
  object-fit: cover;
}

.service-card-img-placeholder {
  width: 100%;
  height: 220px;
  background: rgba(255,255,255,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.4);
  font-size: 3rem;
}

.service-card-body {
  padding: 1.5rem;
}

.service-card-body h3 {
  font-size: calc(1.25rem * var(--font-scale));
  color: var(--white);
  margin-bottom: 1rem;
}

.service-card-link {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  color: var(--gold);
  font-size: calc(0.9rem * var(--font-scale));
  font-weight: 600;
  transition: gap var(--transition);
}
.service-card-link:hover { gap: 0.6rem; }

/* Inline SVG illustration placeholder for service cards */
.service-card-illustration {
  width: 100%;
  height: 220px;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

/* Services page cards (white bg) */
.services-page-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 2rem;
  margin-top: 3rem;
}

.service-page-card {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition), box-shadow var(--transition);
}

.service-page-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.service-page-card img {
  width: 100%;
  height: 220px;
  object-fit: cover;
}

.service-page-card-body {
  padding: 1.75rem;
}

.service-page-card-body h3 {
  font-size: calc(1.25rem * var(--font-scale));
  color: var(--text);
  margin-bottom: 1rem;
}

.service-page-card-link {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  color: var(--primary);
  font-weight: 600;
  font-size: calc(0.9rem * var(--font-scale));
  transition: gap var(--transition);
}
.service-page-card-link:hover { gap: 0.6rem; }

/* === 13. CTA SECTIONS === */
.cta-section {
  background: var(--primary);
  color: var(--white);
  padding: 5rem 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-section h2 {
  font-size: calc(2.5rem * var(--font-scale));
  color: var(--white);
  margin-bottom: 1rem;
}

.cta-section p {
  color: var(--white-80);
  font-size: calc(1.1rem * var(--font-scale));
  margin-bottom: 2rem;
  max-width: 600px;
  margin-inline: auto;
}

/* === 14. ABOUT PAGE === */
.profile-section {
  background: var(--surface-dark);
  color: var(--white);
  padding: 4rem 0;
}

.profile-grid {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 3rem;
  align-items: start;
}

.profile-img {
  width: 260px;
  height: 320px;
  object-fit: cover;
  object-position: top;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
}

.profile-img-placeholder {
  width: 260px;
  height: 320px;
  border-radius: var(--radius-lg);
  background: rgba(255,255,255,0.08);
  border: 2px dashed rgba(255,255,255,0.3);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  color: rgba(255,255,255,0.5);
  font-size: calc(0.85rem * var(--font-scale));
  text-align: center;
}

.profile-info h3 {
  font-size: calc(1.75rem * var(--font-scale));
  color: var(--white);
  margin-bottom: 0.4rem;
}

.profile-role {
  font-size: calc(1rem * var(--font-scale));
  color: var(--gold);
  font-weight: 600;
  margin-bottom: 1.5rem;
  display: block;
}

.credential-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
}

.credential-tag {
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.2);
  color: var(--white);
  font-size: calc(0.8rem * var(--font-scale));
  padding: 0.4rem 0.9rem;
  border-radius: 50px;
  white-space: nowrap;
}

/* Advisor section */
.advisor-section {
  background: var(--bg);
  padding: 5rem 0;
}

.advisor-content {
  max-width: 780px;
  margin-inline: auto;
}

.advisor-content h2 {
  font-size: calc(2rem * var(--font-scale));
  color: var(--text);
  margin-bottom: 0.75rem;
}

.advisor-content p {
  color: var(--text-light);
  margin-bottom: 1.25rem;
  font-size: calc(1rem * var(--font-scale));
}

/* Philosophy blockquote */
.philosophy-section {
  background: var(--surface);
  padding: 4rem 0;
}

blockquote.philosophy-quote {
  max-width: 780px;
  margin-inline: auto;
  border-left: 4px solid var(--gold);
  padding: 2rem 2rem 2rem 2.5rem;
  background: var(--bg);
  border-radius: 0 var(--radius) var(--radius) 0;
  box-shadow: var(--shadow-sm);
}

blockquote.philosophy-quote p {
  font-size: calc(1.1rem * var(--font-scale));
  color: var(--text);
  font-style: italic;
  line-height: 1.8;
}

/* === 15. SERVICE DETAIL PAGE === */
.service-detail-content {
  background: var(--bg);
  padding: 4rem 0;
}

.service-detail-inner {
  max-width: 780px;
}

.back-link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  color: var(--primary);
  font-weight: 600;
  font-size: calc(0.9rem * var(--font-scale));
  margin-bottom: 2rem;
  transition: gap var(--transition);
}
.back-link:hover { gap: 0.65rem; }

.offer-list {
  margin-top: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.offer-item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  padding: 1rem 1.25rem;
  background: var(--surface);
  border-radius: var(--radius);
  border-left: 3px solid var(--primary);
}

.offer-item-icon {
  width: 20px;
  height: 20px;
  color: var(--primary);
  flex-shrink: 0;
  margin-top: 2px;
}

.offer-item p {
  font-size: calc(0.95rem * var(--font-scale));
  color: var(--text-light);
  margin: 0;
}

.offer-note {
  margin-top: 1.25rem;
  font-size: calc(0.95rem * var(--font-scale));
  color: var(--text-muted);
  font-style: italic;
}

/* === 16. POLICIES PAGE === */
.policies-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 1.5rem;
  margin-top: 3rem;
}

.policy-card {
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  display: flex;
  flex-direction: column;
  gap: 1rem;
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition), box-shadow var(--transition);
}

.policy-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}

.policy-card-icon {
  width: 48px;
  height: 48px;
  background: var(--primary-light);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
}

.policy-card h3 {
  font-size: calc(1rem * var(--font-scale));
  color: var(--text);
  line-height: 1.4;
}

.policy-card-link {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  color: var(--primary);
  font-size: calc(0.875rem * var(--font-scale));
  font-weight: 600;
  margin-top: auto;
  transition: gap var(--transition);
}
.policy-card-link:hover { gap: 0.6rem; }

/* === 17. INVESTOR CHARTER PAGE === */
.charter-section {
  background: var(--bg);
  padding: 5rem 0;
}

.charter-block {
  max-width: 820px;
  margin-inline: auto;
}

.charter-card {
  background: var(--surface);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  margin-bottom: 2rem;
  border-left: 4px solid var(--primary);
}

.charter-card h2 {
  font-size: calc(1.5rem * var(--font-scale));
  color: var(--primary);
  margin-bottom: 1.25rem;
}

.charter-card p {
  color: var(--text-light);
  margin-bottom: 1rem;
  font-size: calc(0.975rem * var(--font-scale));
}

.buffett-quote {
  background: var(--primary);
  color: var(--white);
  padding: 1.25rem 1.75rem;
  border-radius: var(--radius);
  margin-bottom: 1.5rem;
  font-style: italic;
  font-size: calc(0.95rem * var(--font-scale));
}

.commitment-list {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  margin-top: 1.5rem;
}

.commitment-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 0.75rem 1rem;
  background: var(--bg);
  border-radius: var(--radius);
  border: 1px solid var(--border);
  font-size: calc(0.95rem * var(--font-scale));
  color: var(--text);
}

.commitment-item svg {
  color: var(--primary);
  flex-shrink: 0;
}

/* === 18. COMPLAINT DATA PAGE === */
.complaint-section {
  background: var(--bg);
  padding: 5rem 0;
}

.table-responsive {
  overflow-x: auto;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border);
  margin-bottom: 3rem;
}

.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: calc(0.875rem * var(--font-scale));
}

.data-table th {
  background: var(--primary);
  color: var(--white);
  padding: 0.875rem 1rem;
  text-align: left;
  font-weight: 600;
  white-space: nowrap;
  font-size: calc(0.8rem * var(--font-scale));
}

.data-table td {
  padding: 0.75rem 1rem;
  border-bottom: 1px solid var(--border);
  color: var(--text);
}

.data-table tbody tr:last-child td { border-bottom: none; }

.data-table tbody tr:nth-child(even) { background: var(--surface); }

.data-table tbody tr:hover { background: var(--primary-light); }

.data-table .grand-total td {
  font-weight: 700;
  background: rgba(26,35,126,0.06);
}

.data-caption {
  font-size: calc(0.85rem * var(--font-scale));
  color: var(--text-muted);
  margin-bottom: 1rem;
  font-style: italic;
}

.grievance-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1.5rem;
  margin-top: 2rem;
}

.grievance-card {
  background: var(--surface);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  border-left: 4px solid var(--primary);
}

.grievance-card h3 {
  font-size: calc(0.875rem * var(--font-scale));
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--text-muted);
  margin-bottom: 0.5rem;
}

.grievance-card a {
  font-size: calc(1rem * var(--font-scale));
  font-weight: 600;
  color: var(--primary);
  transition: color var(--transition);
}
.grievance-card a:hover { color: var(--primary-hover); }

/* === 19. CONTACT PAGE === */
.contact-section {
  background: var(--bg);
  padding: 5rem 0;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 4rem;
  align-items: start;
}

.contact-form-wrap h2 {
  font-size: calc(1.75rem * var(--font-scale));
  color: var(--text);
  margin-bottom: 2rem;
}

.form-group {
  margin-bottom: 1.25rem;
}

.form-label {
  display: block;
  font-size: calc(0.875rem * var(--font-scale));
  font-weight: 600;
  color: var(--text);
  margin-bottom: 0.5rem;
}

.form-required { color: var(--primary); margin-left: 2px; }

.form-input,
.form-textarea {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  font-size: calc(0.95rem * var(--font-scale));
  color: var(--text);
  background: var(--bg);
  transition: border-color var(--transition), box-shadow var(--transition);
}

.form-input:focus,
.form-textarea:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px var(--primary-light);
}

.form-textarea {
  resize: vertical;
  min-height: 140px;
}

.form-input::placeholder,
.form-textarea::placeholder { color: rgba(33,33,33,0.4); }

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.form-success {
  display: none;
  background: #e8f5e9;
  border: 1px solid #4caf50;
  border-radius: var(--radius);
  padding: 1rem 1.25rem;
  color: #2e7d32;
  font-size: calc(0.9rem * var(--font-scale));
  margin-top: 1rem;
}

/* Contact info */
.contact-info-wrap h2 {
  font-size: calc(1.75rem * var(--font-scale));
  color: var(--text);
  margin-bottom: 2rem;
}

.contact-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  margin-bottom: 1.5rem;
  padding-bottom: 1.5rem;
  border-bottom: 1px solid var(--border);
}

.contact-item:last-of-type { border-bottom: none; }

.contact-item-icon {
  width: 44px;
  height: 44px;
  background: var(--primary-light);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  flex-shrink: 0;
}

.contact-item-text p {
  font-weight: 600;
  color: var(--text);
  margin-bottom: 0.15rem;
  font-size: calc(0.875rem * var(--font-scale));
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.contact-item-text a,
.contact-item-text span {
  color: var(--text-light);
  font-size: calc(0.95rem * var(--font-scale));
  transition: color var(--transition);
}
.contact-item-text a:hover { color: var(--primary); }

/* Social links */
.social-follow h3 {
  font-size: calc(1rem * var(--font-scale));
  color: var(--text);
  margin-bottom: 1rem;
}

.social-icons {
  display: flex;
  gap: 0.75rem;
  flex-wrap: wrap;
}

.social-icon {
  width: 44px;
  height: 44px;
  background: var(--primary-light);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  transition: background var(--transition), color var(--transition), transform var(--transition);
}

.social-icon:hover {
  background: var(--primary);
  color: var(--white);
  transform: translateY(-3px);
}

.social-icon:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 2px;
}

/* Office hours */
.office-hours {
  background: var(--surface);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  margin-top: 1.5rem;
}

.office-hours h3 {
  font-size: calc(1rem * var(--font-scale));
  color: var(--text);
  margin-bottom: 1rem;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.hours-row {
  display: flex;
  justify-content: space-between;
  font-size: calc(0.875rem * var(--font-scale));
  padding: 0.5rem 0;
  border-bottom: 1px solid var(--border);
  color: var(--text-light);
}
.hours-row:last-child { border-bottom: none; }
.hours-row .day { font-weight: 600; color: var(--text); }

/* Map placeholder */
.map-placeholder {
  background: var(--surface);
  border-radius: var(--radius-lg);
  height: 180px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  color: var(--text-muted);
  margin-top: 1.5rem;
  border: 1px dashed var(--border);
  font-size: calc(0.875rem * var(--font-scale));
}

.map-embed-wrap {
  margin-top: 1.5rem;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--border);
}
.map-embed-wrap iframe {
  display: block;
  width: 100%;
  height: 220px;
  border: 0;
}
.map-directions-link {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.6rem 0.9rem;
  background: var(--surface);
  border-top: 1px solid var(--border);
  font-size: calc(0.82rem * var(--font-scale));
  color: var(--primary);
  text-decoration: none;
  font-weight: 500;
  transition: background 0.2s;
}
.map-directions-link:hover { background: var(--bg); }
.map-directions-link svg { flex-shrink: 0; }

/* === 20. FOOTER === */
.site-footer {
  background: var(--primary);
  color: var(--white);
  padding: 3.5rem 0 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1.2fr 1fr;
  gap: 3rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid rgba(255,255,255,0.15);
}

.footer-brand h3 {
  font-size: calc(1.25rem * var(--font-scale));
  color: var(--white);
  margin-bottom: 0.5rem;
}

.footer-sebi {
  font-size: calc(0.8rem * var(--font-scale));
  color: var(--white-80);
  line-height: 1.9;
  margin-top: 0.75rem;
}

.footer-sebi span {
  display: block;
}

.footer-col h4 {
  font-size: calc(0.875rem * var(--font-scale));
  font-weight: 700;
  color: var(--white);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 1rem;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}

.footer-links a {
  font-size: calc(0.875rem * var(--font-scale));
  color: var(--white-80);
  transition: color var(--transition), padding-left var(--transition);
}
.footer-links a:hover { color: var(--gold); padding-left: 4px; }

.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
  margin-bottom: 0.75rem;
}

.footer-contact-item svg {
  color: var(--gold);
  flex-shrink: 0;
  margin-top: 2px;
}

.footer-contact-item a,
.footer-contact-item span {
  font-size: calc(0.875rem * var(--font-scale));
  color: var(--white-80);
  transition: color var(--transition);
}
.footer-contact-item a:hover { color: var(--gold); }

/* Footer social icons */
.footer-social {
  display: flex;
  gap: 0.6rem;
  flex-wrap: wrap;
  margin-top: 0.5rem;
}

.footer-social-icon {
  width: 38px;
  height: 38px;
  background: rgba(255,255,255,0.1);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white-80);
  transition: background var(--transition), color var(--transition), transform var(--transition);
}
.footer-social-icon:hover {
  background: var(--gold);
  color: var(--primary);
  transform: translateY(-3px);
}
.footer-social-icon:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 2px;
}

/* Footer bottom bar */
.footer-bottom {
  padding: 1.5rem 0;
}

.footer-bottom-inner {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.footer-disclaimer {
  font-size: calc(0.75rem * var(--font-scale));
  color: rgba(255,255,255,0.55);
  line-height: 1.6;
}

.footer-disclaimer strong { color: rgba(255,255,255,0.75); }

.footer-copyright {
  font-size: calc(0.8rem * var(--font-scale));
  color: rgba(255,255,255,0.6);
}

/* === 21. ACCESSIBILITY WIDGET === */
.header-a11y {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  margin-left: auto;
  padding-left: 1.5rem;
}

.a11y-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 32px;
  height: 32px;
  border-radius: var(--radius);
  font-size: 0.7rem;
  font-weight: 700;
  color: var(--primary);
  background: transparent;
  border: 1.5px solid rgba(26,35,126,0.25);
  transition: background var(--transition), color var(--transition), border-color var(--transition);
  cursor: pointer;
  white-space: nowrap;
  flex-shrink: 0;
}

.a11y-btn:hover { background: var(--primary-light); border-color: var(--primary); }
.a11y-btn:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; }

.a11y-btn.active {
  background: var(--primary);
  color: var(--white);
  border-color: var(--primary);
}

.font-controls {
  display: flex;
  gap: 0.2rem;
}

.font-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 32px;
  border-radius: var(--radius);
  background: transparent;
  border: 1.5px solid rgba(26,35,126,0.25);
  font-weight: 700;
  color: var(--primary);
  font-size: 0.7rem;
  transition: background var(--transition), color var(--transition), border-color var(--transition);
  cursor: pointer;
  flex-shrink: 0;
}

.font-btn:hover { background: var(--primary-light); border-color: var(--primary); }
.font-btn:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; }

/* high-contrast overrides */
[data-contrast="high"] .a11y-btn,
[data-contrast="high"] .font-btn { color: #FFFF00; border-color: #FFFF00; background: #000; }
[data-contrast="high"] .a11y-btn:hover,
[data-contrast="high"] .font-btn:hover { background: #FFFF00; color: #000; }

/* === 22. SCROLL REVEAL ANIMATIONS === */
.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.7s ease, transform 0.7s ease;
  transition-delay: var(--delay, 0s);
}

.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

/* === 23. BREADCRUMB === */
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: calc(0.85rem * var(--font-scale));
  color: var(--text-muted);
  margin-bottom: 1.5rem;
}
.breadcrumb a { color: var(--primary); font-weight: 600; }
.breadcrumb a:hover { text-decoration: underline; }
.breadcrumb-sep { color: var(--text-muted); }

/* === 24. RESPONSIVE === */

/* ---- Large desktop ---- */
@media (max-width: 1200px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 2rem; }
}

/* ---- Tablet ---- */
@media (max-width: 1024px) {
  h1 { font-size: calc(2.25rem * var(--font-scale)); }
  h2 { font-size: calc(1.875rem * var(--font-scale)); }

  .difference-grid { grid-template-columns: 1fr; gap: 3rem; }
  .profile-photo, .profile-photo-placeholder { max-width: 200px; }

  .contact-grid { grid-template-columns: 1fr; gap: 3rem; }

  .credential-cards { grid-template-columns: 1fr 1fr; }

  .form-row { grid-template-columns: 1fr; }
}

/* ---- Mobile ---- */
@media (max-width: 768px) {
  .main-nav { display: none; }
  .hamburger { display: flex; margin-left: auto; }
  .header-a11y { display: none; }

  .hero-home { min-height: 80vh; padding: 5rem 0 3rem; }
  .hero-page  { padding: 4rem 0 2.5rem; }

  h1 { font-size: calc(1.875rem * var(--font-scale)); }
  h2 { font-size: calc(1.5rem * var(--font-scale)); }

  .hero-cta-group { flex-direction: column; }
  .hero-cta-group .btn { width: 100%; justify-content: center; }

  .profile-grid { grid-template-columns: 1fr; }
  .profile-img, .profile-img-placeholder { width: 100%; height: 280px; }

  .footer-grid { grid-template-columns: 1fr; gap: 2rem; }

  .stats-inner { gap: 1.5rem; }

  .credential-cards { grid-template-columns: 1fr; }

  .services-grid { grid-template-columns: 1fr; }


  .section-padding { padding: 3.5rem 0; }

  .difference-left h2 {
    font-size: calc(1.875rem * var(--font-scale));
  }

  .charter-card { padding: 1.5rem; }
  blockquote.philosophy-quote { padding: 1.25rem 1.25rem 1.25rem 1.5rem; }
}

/* ---- Small mobile ---- */
@media (max-width: 480px) {
  .container { padding-inline: 1rem; }
  .btn { font-size: calc(0.9rem * var(--font-scale)); padding: 0.65rem 1.25rem; }
  .profile-badge { right: 0; }
  .header-a11y { display: none; }
}

/* === 25. POLICIES PAGE — ADDITIONAL === */
.policy-btn {
  margin-top: auto;
  font-size: calc(0.875rem * var(--font-scale));
  padding: 0.6rem 1.25rem;
}

/* === 26. INVESTOR CHARTER PAGE === */
.charter-content {
  max-width: 820px;
  margin-inline: auto;
}

.charter-content h2 {
  font-size: calc(2rem * var(--font-scale));
  color: var(--text);
  margin-bottom: 0.75rem;
}

.charter-content p {
  color: var(--text-light);
  margin-bottom: 1.25rem;
  font-size: calc(1rem * var(--font-scale));
}

blockquote.charter-quote {
  border-left: 4px solid var(--gold);
  padding: 1.5rem 1.75rem 1.5rem 2rem;
  background: var(--surface);
  border-radius: 0 var(--radius) var(--radius) 0;
  box-shadow: var(--shadow-sm);
  margin: 1.5rem 0;
}

blockquote.charter-quote p {
  font-size: calc(1.15rem * var(--font-scale));
  color: var(--text);
  font-style: italic;
  line-height: 1.8;
  margin: 0 0 0.5rem;
}

blockquote.charter-quote cite {
  font-size: calc(0.9rem * var(--font-scale));
  color: var(--text-muted);
  font-style: normal;
  font-weight: 600;
}

.charter-commitment-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 1rem;
  margin-top: 1.5rem;
}

.charter-commitment-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  padding: 1rem 1.25rem;
  background: var(--surface);
  border-radius: var(--radius);
  border-left: 3px solid var(--primary);
  font-size: calc(0.95rem * var(--font-scale));
  color: var(--text-light);
  line-height: 1.6;
}

.commitment-icon {
  width: 20px;
  height: 20px;
  color: var(--primary);
  flex-shrink: 0;
  margin-top: 2px;
}

/* === 27. COMPLAINT DATA PAGE — ADDITIONAL === */
.complaint-table-wrap {
  margin-bottom: 1rem;
}

.complaint-table-title {
  font-size: calc(1rem * var(--font-scale));
  color: var(--text);
  margin-bottom: 0.75rem;
  font-weight: 600;
}

.complaint-table {
  width: 100%;
  border-collapse: collapse;
  font-size: calc(0.875rem * var(--font-scale));
}

.complaint-table th {
  background: var(--primary);
  color: var(--white);
  padding: 0.875rem 1rem;
  text-align: left;
  font-weight: 600;
  white-space: nowrap;
  font-size: calc(0.8rem * var(--font-scale));
}

.complaint-table td {
  padding: 0.75rem 1rem;
  border-bottom: 1px solid var(--border);
  color: var(--text);
}

.complaint-table tbody tr:last-child td { border-bottom: none; }
.complaint-table tbody tr:nth-child(even) { background: var(--surface); }
.complaint-table tbody tr:hover { background: var(--primary-light); }

.complaint-table-total td {
  background: rgba(26,35,126,0.06) !important;
}

.grievance-contact {
  margin-top: 3rem;
  padding: 2rem;
  background: var(--surface);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--primary);
}

.grievance-contact h3 {
  font-size: calc(1.25rem * var(--font-scale));
  color: var(--text);
  margin-bottom: 0.5rem;
}

.grievance-contact > p {
  color: var(--text-muted);
  margin-bottom: 1.25rem;
  font-size: calc(0.95rem * var(--font-scale));
}

.grievance-details {
  display: flex;
  flex-wrap: wrap;
  gap: 1.5rem;
  margin-bottom: 1.25rem;
}

.grievance-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.grievance-item svg {
  color: var(--primary);
  flex-shrink: 0;
}

.grievance-label {
  display: block;
  font-size: calc(0.75rem * var(--font-scale));
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--text-muted);
  margin-bottom: 2px;
}

.grievance-item a {
  font-size: calc(0.95rem * var(--font-scale));
  font-weight: 600;
  color: var(--primary);
  transition: color var(--transition);
}
.grievance-item a:hover { color: var(--primary-hover); }

.grievance-note {
  font-size: calc(0.875rem * var(--font-scale));
  color: var(--text-muted);
  margin: 0;
}

.grievance-note a {
  color: var(--primary);
  font-weight: 600;
}
.grievance-note a:hover { text-decoration: underline; }

/* === 28. CONTACT PAGE — ADDITIONAL === */
.contact-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 4rem;
  align-items: start;
}

.contact-form-col h3,
.contact-info-col h3 {
  font-size: calc(1.5rem * var(--font-scale));
  color: var(--text);
  margin-bottom: 0.5rem;
}

.form-group label {
  display: block;
  font-size: calc(0.875rem * var(--font-scale));
  font-weight: 600;
  color: var(--text);
  margin-bottom: 0.4rem;
}

.form-group label span { color: var(--primary); }

.form-group input,
.form-group textarea {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  font-size: calc(0.95rem * var(--font-scale));
  color: var(--text);
  background: var(--bg);
  transition: border-color var(--transition), box-shadow var(--transition);
}

.form-group input:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px var(--primary-light);
}

.form-group textarea { resize: vertical; min-height: 140px; }

.form-group input::placeholder,
.form-group textarea::placeholder { color: rgba(33,33,33,0.4); }

[data-contrast="high"] .form-group input,
[data-contrast="high"] .form-group textarea {
  background: #111;
  color: #fff;
  border-color: #fff;
}
[data-contrast="high"] .form-group input::placeholder,
[data-contrast="high"] .form-group textarea::placeholder { color: rgba(255,255,255,0.45); }

.form-group.has-error input,
.form-group.has-error textarea {
  border-color: #c0392b;
  outline: none;
}
.field-error {
  display: block;
  color: #c0392b;
  font-size: calc(0.8rem * var(--font-scale));
  margin-top: 0.35rem;
}
[data-contrast="high"] .form-group.has-error input,
[data-contrast="high"] .form-group.has-error textarea { border-color: #ff6b6b; }
[data-contrast="high"] .field-error { color: #ff6b6b; }

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.form-submit-btn {
  width: 100%;
  justify-content: center;
  margin-top: 0.5rem;
}

.form-success {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  background: #e8f5e9;
  border: 1px solid #4caf50;
  border-radius: var(--radius);
  padding: 1rem 1.25rem;
  color: #2e7d32;
  font-size: calc(0.9rem * var(--font-scale));
  margin-bottom: 1.25rem;
}

[data-contrast="high"] .form-success {
  background: #003300;
  color: #00ff00;
  border-color: #00ff00;
}

.contact-info-block {
  display: flex;
  flex-direction: column;
  gap: 0;
  margin-bottom: 1.5rem;
}

.contact-info-item {
  display: flex;
  align-items: center;
  gap: 1rem;
  padding: 1rem 0;
  border-bottom: 1px solid var(--border);
}
.contact-info-item:last-child { border-bottom: none; }

.contact-info-icon {
  width: 44px;
  height: 44px;
  background: var(--primary-light);
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  flex-shrink: 0;
}

.contact-info-label {
  display: block;
  font-size: calc(0.75rem * var(--font-scale));
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--text-muted);
  margin-bottom: 2px;
}

.contact-info-value {
  font-size: calc(0.95rem * var(--font-scale));
  color: var(--text);
  font-weight: 500;
  transition: color var(--transition);
}

a.contact-info-value:hover { color: var(--primary); }

.contact-hours {
  background: var(--surface);
  border-radius: var(--radius-lg);
  padding: 1.25rem 1.5rem;
  margin-bottom: 1.5rem;
}

.contact-hours h4 {
  font-size: calc(0.875rem * var(--font-scale));
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: var(--text-muted);
  margin-bottom: 0.75rem;
}

.contact-social h4 {
  font-size: calc(0.875rem * var(--font-scale));
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: var(--text-muted);
  margin-bottom: 0.75rem;
}

.contact-social .footer-social { margin-top: 0; }

/* === 29. RESPONSIVE ADDITIONS === */
@media (max-width: 1024px) {
  .contact-grid { grid-template-columns: 1fr; gap: 3rem; }
  .form-row { grid-template-columns: 1fr; }
  .charter-content { max-width: 100%; }
}

@media (max-width: 768px) {
  .complaint-table-wrap .table-responsive { font-size: 0.8rem; }
  .grievance-details { flex-direction: column; gap: 1rem; }
  .contact-hours .hours-row { font-size: calc(0.8rem * var(--font-scale)); }
}

/* === 30. SKIP-TO-CONTENT LINK === */
.skip-link {
  position: absolute;
  top: -100%;
  left: 1rem;
  z-index: 9999;
  padding: 0.6rem 1.2rem;
  background: var(--primary);
  color: var(--white);
  font-weight: 700;
  font-size: 0.9rem;
  border-radius: var(--radius);
  transition: top 0.2s ease;
}
.skip-link:focus { top: 1rem; }

/* === 31. BACK-TO-TOP BUTTON === */
#back-to-top {
  position: fixed;
  bottom: 1.25rem;
  right: 1.25rem;
  z-index: 900;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-md);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s ease, transform 0.3s ease;
  border: none;
  cursor: pointer;
}
#back-to-top.visible {
  opacity: 1;
  pointer-events: auto;
}
#back-to-top:hover { background: var(--primary-hover); transform: translateY(-3px); }
#back-to-top:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; }
[data-contrast="high"] #back-to-top { background: #FFFFFF; color: #000000; border: 2px solid #FFFF00; }

/* === 32. WHATSAPP FLOATING BUTTON === */
#whatsapp-fab {
  position: fixed;
  bottom: 1.25rem;
  left: 1.25rem;
  z-index: 900;
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: #25D366;
  color: #FFFFFF;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 16px rgba(37, 211, 102, 0.45);
  transition: transform 0.25s ease, box-shadow 0.25s ease;
  animation: waBounce 1.2s ease 1.5s both;
}
#whatsapp-fab:hover { transform: scale(1.1); box-shadow: 0 6px 24px rgba(37, 211, 102, 0.55); }
#whatsapp-fab:focus-visible { outline: 3px solid #128C7E; outline-offset: 3px; }
@keyframes waBounce {
  0%   { transform: translateY(60px); opacity: 0; }
  70%  { transform: translateY(-6px); opacity: 1; }
  100% { transform: translateY(0);    opacity: 1; }
}
[data-contrast="high"] #whatsapp-fab { background: #000000; border: 2px solid #FFFFFF; color: #FFFFFF; }

/* === 33. DISCLAIMER BANNER === */
.disclaimer-banner {
  background: #fffbea;
  border-left: 4px solid #BDB76B;
  padding: 0.9rem 1.25rem 0.9rem 1rem;
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  font-size: calc(0.82rem * var(--font-scale));
  color: #5a4a00;
  position: relative;
}
.disclaimer-banner svg { flex-shrink: 0; margin-top: 2px; color: #BDB76B; }
.disclaimer-banner p { line-height: 1.5; flex: 1; }
.disclaimer-banner strong { font-weight: 700; }
.disclaimer-close {
  background: none;
  border: none;
  cursor: pointer;
  color: #5a4a00;
  padding: 0.2rem;
  line-height: 1;
  flex-shrink: 0;
  opacity: 0.7;
  font-size: 1.1rem;
}
.disclaimer-close:hover { opacity: 1; }
[data-contrast="high"] .disclaimer-banner {
  background: #1a1a00;
  border-left-color: #FFFF00;
  color: #FFFF00;
}
[data-contrast="high"] .disclaimer-close { color: #FFFF00; }

/* === 34. PREFERS-REDUCED-MOTION === */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
  .reveal { opacity: 1 !important; transform: none !important; }
  .hero-home h1 .word { opacity: 1 !important; transform: none !important; }
}